What's involved in the initial loan application and what to expect from your banker.

Reviewing the bullet points of the loan process from start to finish.

Kirk breaks down the elements and process of negotiating your offer.  

Exploring the critical timeframe from the day you make an offer to the day you close.

When to update your utilities – buyer and seller.

Angie Peterson, VP, Residential Real Estate with Northwest Bank, talks with Kirk about the closing costs that can be expected when getting a loan to purchase real estate.

Kirk reviews the items that will be on the Closing Statement that the Seller receives.

Kirk Stauss talks about the items that will appear on the Closing Statement that the Buyer receives.

Kirk Stauss talks about the importance of doing a final walk-through of the home before finalizing the purchase.

Kirk Stauss explains the importance of the Property Disclosure form in a real estate transaction.

Kirk Stauss explains the concept of Earnest Money and the role these funds play in the real estate transaction.

Did you know it is possible to close on a property using the mail and electronic signing?

Kirk and Sheila Zollman from Central Bank talk about the Financing Contingency and the role it plays in purchasing a home.

Kirk explains how a Contingency can be used when you'd like to purchase a new home, but need to sell your current home first.

Broker Kirk Stauss explains the use of Contingencies when making an Offer on real estate.