Home Loan Application
What's involved in the initial loan application and what to expect from your banker.
Home Loan Process
Reviewing the bullet points of the loan process from start to finish.
Offer Negotiation
Kirk breaks down the elements and process of negotiating your offer.
Finances During Escrow
Exploring the critical timeframe from the day you make an offer to the day you close.
Lender Closing Costs
Angie Peterson, VP, Residential Real Estate with Northwest Bank, talks with Kirk about the closing costs that can be expected when getting a loan to purchase real estate.
Seller Closing Statement
Kirk reviews the items that will be on the Closing Statement that the Seller receives.
Buyer Closing Statement
Kirk Stauss talks about the items that will appear on the Closing Statement that the Buyer receives.
Final Walk-Through
Kirk Stauss talks about the importance of doing a final walk-through of the home before finalizing the purchase.
Property Disclosure Form
Kirk Stauss explains the importance of the Property Disclosure form in a real estate transaction.
Earnest Money
Kirk Stauss explains the concept of Earnest Money and the role these funds play in the real estate transaction.
Presence at Closing Process
Did you know it is possible to close on a property using the mail and electronic signing?
Financial Contingency
Kirk and Sheila Zollman from Central Bank talk about the Financing Contingency and the role it plays in purchasing a home.
Sale of Current Home
Kirk explains how a Contingency can be used when you'd like to purchase a new home, but need to sell your current home first.
Contingencies
Broker Kirk Stauss explains the use of Contingencies when making an Offer on real estate.